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For anyone new to boating, owning and operating a boat offers a wide range of
hobby and lifestyle experiences. They can be thrill ride, leisurely fishing cruiser,
and family bonding experience or residence all in one package.
Before you jump into ownership though, there are a few factors you should consider
to make sure you choose the one that is right for you.
First, what type of boat do you want? There are many options to choose from. Un-powered
such as a sail boat or canoe offers a very physical, outdoor experience and is appropriate
for active, physically fit people. For those whom exercise is the subject of possible
concern, consider instead the humble pontoon boat. Pontoon boats basically offer
a floating platform. Pontoons offer nice options-- like that of family cookouts, but remember when bringing a grill or any cooking
device on a boat to pay extra attention to fire safety. A fire extinguisher
is a must. They are generally low powered and spacious, with the option
of viewing the beauty of nature from the comfort of a padded seat. Pontoons are great for families, particularly those with very old
or young members. Also, in addition, keep a good first aid kit handy.
Many of the items in them have expiration dates - so make sure that the contents are updated as needed.
Farther down the family end of the spectrum lies the houseboat. Houseboats can
range from the equivalent of a floating cabin to a fully functional residence. We
would suggest you look for good
surveillance systems in the harbor in which you would call your primary residence.
Good security measures like these at the main entrance to deter would-be thieves.
When you take the time to put measures like a good personal
alarm for the main entrance to the indoor living quarters. In addition,
you might want to go ahead and buy
pepper spray to keep onboard as well.
The more adventurous might look into the powerboat. From a shiny lake bound ski
boat to incredible ocean speedsters with jet power, these boats pack in the highest
degree of thrill possible on water. These are all motor, usually going so far as
to minimize seating space in the name of aero and hydrodynamics.
Once you've got some idea what type is for you, you need to cover all the practicalities.
Where you're getting the boat is a good place to start. Boat trader and similar
magazines can be a good source for used boats, as can the for sale section of your
local classified ads. Dealer showrooms are generally the primary source for new
boats, as the market is too small for non-specialty stores to carry much of anything.
Dealers may also have information on where to find a rental or charter, which can
give you an excellent opportunity to test out specific models and types before committing.
In addition to where you're getting a boat, you'll need to work through financing,
pricing and insurance. They can often be financed through a bank loan, though buyers
might want to consider dealer financing alternatives for better rates.
The NADA blue book and related publications offer excellent resources for valuing
both used and new boats. Another important decision you're going to make is where
your boat is going to live. Take into account the extra costs when purchasing! Small
boats can easily be kept in your garage or backyard, so remember you will have to
make sure a good trailer is included in the purchase package. Larger boats will
require contracting space at a dock or marina. Look into getting a place at one
of the nicer ones that can afford to have quality bonded security personnel. A large
man with handcuffs and a
stun gun walking around at night can be quite a comfort.
The added security and convenience of a quality marina generally makes any additional
monthly fee well worth it.
Whichever choices you make, make them informed and you're much more likely to have
many happy times ahead.
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